So - due to circumstances at least partially out of my hands. I am on the path to getting my series 6. So - assuming I pass - I will be a legit investment representative. If I fail I'll be another schmo talking about finances with no credentials.
Two problems are arising though - 1) the Series 6 is appearing to be a lot more difficult than I was expecting; calls , puts and UIT's Oh my!
2) If I pass, my ability to get an extra job will be severely restricted due to the fact that every time money is made outside of your finance job you have to report it to your employer. Who then reports it to FINRA and the SEC. In other words no 2nd job OR part-time business for me.
I hope it's all worth it. I think a trainee that had been studying for the past month or so just failed when he took it last week. I know a little more than the trainee but only by so much. Hopefully by January it will be a lot more...
Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts
Monday, December 22, 2008
Tuesday, September 2, 2008
August Net Worth: -9.74%
So it looks like after all the wedding expenses , a little post-wedding Honeymoon spending & household spending, my Net Worth has decreased by a little less than 10%.
As of right now, I think of that as a mixed blessing. The wedding expenses began to pop up out of nowhere during the last week of the engagement. At the same time it could have been much more expensive than it was. I think our aggressive bargain-shopping helped us out.
My wife and I just went to a wedding this weekend that had at least 300 people in total (ours had about 180 guests) and it boggled my mind how much everything must have cost. My wife initially told me that the couple was paying for the wedding themselves. Afterwards though she informed me that the groom's parents had picked up the tab for the fairly lavish reception. My guess is the reception alone was in the low 5-digits and that's with no alcohol and no DJ.
In other news my wife just got a decent-paying job however, after the first week, she came to the determination that she hates the work environment with a passion. I almost passed out this weekend when she said she was planning on quitting [Today]. Luckily I talked her out of it and she is back on the job hunt, while still gainfully employed (whew).
Now, if only I can get my computer running again along with a reliable schedule - I'll be set.
As of right now, I think of that as a mixed blessing. The wedding expenses began to pop up out of nowhere during the last week of the engagement. At the same time it could have been much more expensive than it was. I think our aggressive bargain-shopping helped us out.
My wife and I just went to a wedding this weekend that had at least 300 people in total (ours had about 180 guests) and it boggled my mind how much everything must have cost. My wife initially told me that the couple was paying for the wedding themselves. Afterwards though she informed me that the groom's parents had picked up the tab for the fairly lavish reception. My guess is the reception alone was in the low 5-digits and that's with no alcohol and no DJ.
In other news my wife just got a decent-paying job however, after the first week, she came to the determination that she hates the work environment with a passion. I almost passed out this weekend when she said she was planning on quitting [Today]. Luckily I talked her out of it and she is back on the job hunt, while still gainfully employed (whew).
Now, if only I can get my computer running again along with a reliable schedule - I'll be set.
Wednesday, August 27, 2008
Trying to regain my financial rhythm...
Over the past several weeks I have been thrown out of my normal routine and I doubt the 'normal' routine will return. The main reason being is that in the past several weeks I got married and now as the saying goes "until death do us part.." I am bound to find 'our' routine not just mine.
It is definitely taking taking some getting used to.
Wife With No Job.
The past week or so I was having a mini-panic attack because my wife was unemployed and did not seem too terribly bothered or upset as I was about that fact. Luckily she* just got a job this week so a lot of my financial worries have been silenced - or at least put on "mute".
All that wedding Money went straight to the kitchen
The other thing that was bothering me was that we got a decent amount (low 4-figures) of wedding financial gifts but, my wife wanted to spend them all for things for her kitchen & bedroom. I of course, wanted to put them all straight into a high-yield money-market. We compromised and I let her have about $500 worth of gift cards & cash while I used the rest to go to savings and outstanding wedding bills owed to my adopted in-laws.
In-Laws come to visit
My real in laws dropped in for a visit last weekend and we fed them and drove them around to see the sights. They are from a country a good 3,000-4,000 miles away from us it was good to finally sit down with them and get to know them. That is "good" up until they asked us to play a DVD for a Multi-level Marketing scheme they had "introduced" my wife to and hoped to "introduce" me to as well. To be honest I would've probably signed up just to appease the in-laws until I learned the least expensive thing you could sign up for was $520 "US". I had to politely decline but, I think they may be a little bit sore about it. They also left us paintings made by one of my wife's cousins. This may be a little bit more promising though. We visited a few local art galleries and a few were very receptive - we just need to work on the presentation a little more is the main thing.
Trying to get Budgeted
Right after my in-laws left, my wife and I went over our estimated finances with her new job. Again we're in the process of compromising on a few things. She would like to have "walking around money" while I would like to have "walking to the bank money".
Overall I think the married life will work out for the best we just both need to learn to compromise. We also may need a new computer (I'm at the library again) I think the viruses have won the battle against our CPU, another added expense.
It is definitely taking taking some getting used to.
Wife With No Job.
The past week or so I was having a mini-panic attack because my wife was unemployed and did not seem too terribly bothered or upset as I was about that fact. Luckily she* just got a job this week so a lot of my financial worries have been silenced - or at least put on "mute".
All that wedding Money went straight to the kitchen
The other thing that was bothering me was that we got a decent amount (low 4-figures) of wedding financial gifts but, my wife wanted to spend them all for things for her kitchen & bedroom. I of course, wanted to put them all straight into a high-yield money-market. We compromised and I let her have about $500 worth of gift cards & cash while I used the rest to go to savings and outstanding wedding bills owed to my adopted in-laws.
In-Laws come to visit
My real in laws dropped in for a visit last weekend and we fed them and drove them around to see the sights. They are from a country a good 3,000-4,000 miles away from us it was good to finally sit down with them and get to know them. That is "good" up until they asked us to play a DVD for a Multi-level Marketing scheme they had "introduced" my wife to and hoped to "introduce" me to as well. To be honest I would've probably signed up just to appease the in-laws until I learned the least expensive thing you could sign up for was $520 "US". I had to politely decline but, I think they may be a little bit sore about it. They also left us paintings made by one of my wife's cousins. This may be a little bit more promising though. We visited a few local art galleries and a few were very receptive - we just need to work on the presentation a little more is the main thing.
Trying to get Budgeted
Right after my in-laws left, my wife and I went over our estimated finances with her new job. Again we're in the process of compromising on a few things. She would like to have "walking around money" while I would like to have "walking to the bank money".
Overall I think the married life will work out for the best we just both need to learn to compromise. We also may need a new computer (I'm at the library again) I think the viruses have won the battle against our CPU, another added expense.
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