Do I stay or do I go?

So I've gotten a new job - accomplished my goals for the month of February.

Now, I am debating over taking a secure path to meeting the goal of paying for the oncoming wedding - OR - taking a semi-risky path with the chance that I might not meet my wedding budget goal or I might blow that goal out of the water and have money left over to put a down payment on a house or go on my fiance's dream Hawaii honeymoon or both.

The secure path: Work my new job which pays about 10% less than I was making and work 2nd job which is fairly unfulfilling and keeps me up until 10Pm most nights BUT - will definitely help pay for the wedding bill faster.

The semi risky path: Work new job which pays about 10% less than what i was making and with my newly stress-free free time, work on a part-time business or businesses that I will enjoy running but may not earn me anywhere near what i could make at the part-time job in the short-run - OR - could possibly pay much more than the part-time job in the long (and possibly short) runs.

I'm torn as to what to do. It's 12:30 AM here now and I know this is not good sleep-wise because I need to get up around 6:30 to go to my 2nd to last day of work at my higher-paying yet more stressful job.

I'm debating whether or not I should just try and hit a certain goal mark for the wedding account and then quit the second job so I can sleep like a normal person and have time to work on a business at the same time.

What do you think?

I got a job!

Finally, after weeks of worrying I found another job within my company.

I am so excited. The new job pays less but that will be a non-issue in the short term due to the 2nd job. In the long term I look to do something on the side instead of the 2nd job - so I won't have 2 bosses. The something on the side may very well be literary-related, only time will tell.

The new job is also less stressful so I'm almost welcoming the cut in pay for the comparative relief in stress.

I'd like to quit... What do you mean I can't?

So I presented my 3 weeks resignation to my 2nd job a couple weeks ago and I thought I was being nice.

Yesterday though, my 2nd job boss somewhat begged me to stay until they could get more people
which will most likely be in the 4- week to 5 week range.

The sincerity in her voice made me feel sorry and I agreed but told her I needed less hours. I also told her I probably need this Saturday off so I could get some stuff done at my other job but told her I'd check today and let know for sure later in the week.

When I called today to let 2nd-job boss know I would be calling off this Saturday she immediately asked "all this Saturday?!"

I backed down a little and said "well at least until 4"

She then asked "can you close?!"

Begrudgingly I said "yes... I'll close" Man I wish I could take those words back but, I'm a man of my word - or at least try to be.

However, the more I think about it - knowing I'm already stressed out as it is with the first job - I might just start calling off the day of work until they get the point that I DON'T need a 2nd job no more!

I guess the old saying holds true:

"Give them an inch and they'll take a mile"

I might have to get my 'inches' back. F- being nice.

18 days to go...

So I went to Barnes & Noble today after work and was perusing a great book on Benjamin Franklin & Wealth.

I found a great, long quote while there about debt - when I tried to find it again on line it was only in bit's and pieces:

This site: http://www.sacklunch.net/poorrichard/ has just about all of the quotes but they are broken into much smaller pieces.

I guess the sweetest and most 'to-the-point' quote would be:

"He that goes a-borrowing goes a-sorrowing."

I've been debating today whether I should hold on to my 2nd job when(not if) I pay off my debt. There are advantages on both sides.

By staying I would be able to:

1. Pay for a shiny piece of jewelry for my girlfriend (possibly future fiance/wife) quicker
2. Save more money to pay for a possible wedding reception (my girlfriend and her family will have nothing to do with 'dancing' or 'drinking' that my family & friends all-but require in order to attend - it's a long story...)
3. I'd be able to stock up on a struggling wardrobe by using the nice 2nd job discount.

By leaving I would be able to:

1. Relax
   
2. focus more on finding a better 1st job
   
3. Spend more time with girlfriend, family & friends
4. ...Did I mention RELAX?
   

I'm leaning heavily towards the latter option right now but, I know I'll feel bad If I resign again from the 2nd job just as they are getting into their 2nd busiest time of the year 'back-to-school'. I can guarantee though if I am more than 1/2 or 2/3rds as stressed out then, as I am now about just my 1st job - I will be giving my 2 weeks notice with no remorse whatsoever....

It's about time Gary Coleman endorsed usury...

Borrowed from Get Rich Slowly - a great blog by the way.




If you missed the fine print there, there is 99.5% Interest rate on loans made from this company. SO basically your paying just about two dollars for every dollar you borrow? Who in the world would think this is a good interest rate? I guess I must continue to read the small print because they will get you otherwise.

In other news I just got a call from the 2nd job: they are cutting hours this week. I don't think this will completely throw off my goals. If they cut hours weeks on end it might be an issue though...

I am planning on doing laundry and grocery shopping tonight. Hopefully, it will be cost effective